Legal

Refund & Cancellation Policy

Effective date: 22 June 2026  ·  Updated: 17 July 2026  ·  Satori Consulting, Baner, Pune, Maharashtra

We want every client to feel confident purchasing. If something has gone wrong, write to us at santosh@therecoveryfile.com before raising a dispute — we will work with you to resolve it fairly.

Summary by Product

Product Price Refund position
Letter Pack ₹999 Full refund if the delivered file doesn’t match what’s promised (7-day Accuracy Guarantee, Section 0). Otherwise, no refund after the download link is delivered. See Sections 0 & 2.
Complete System ₹4,999 Full refund if cancelled before you submit your Drive folder, or if the delivered file doesn’t match what’s promised (7-day Accuracy Guarantee, Section 0). No refund for a change of mind once work has commenced. See Sections 0 & 3.
Recovery War-Room ₹24,999 Full refund if cancelled before the consultation call. Partial refund (50%) if cancelled after the call but before agency introduction. No refund after agency introduction. See Section 4.

0. Accuracy Guarantee — Letter Pack & Complete System

For our two digital documentation products — the Letter Pack (₹999) and the Complete System (₹4,999) — if the file we deliver does not match what is promised on that product’s section of this website, write to us at santosh@therecoveryfile.com within 7 days of delivery and we will issue a full refund. This is an accuracy guarantee: it covers the delivered file not matching what we promised — not a change of mind. Where this guarantee and the product-specific terms below differ, this Accuracy Guarantee governs for these two products. The Recovery War-Room (₹24,999) is covered by its own cancellation terms in Section 4.

1. General Principle

Our products are digital goods and professional services. Because significant time and preparation goes into each, refunds are limited and time-sensitive. We do not offer refunds on the basis of "changed my mind" once work has commenced or files have been accessed.

Fees for optional third-party services — physical dispatch of notices, or engagement of a recovery partner — are charged by those partners under their own terms, are separate from our product prices, and are non-refundable once the service has been initiated.

2. Letter Pack (₹999) — Digital Product

The Letter Pack is a digital product (editable Word templates + PDF guide) delivered by email immediately after payment confirmation.

3. Complete System (₹4,999) — Service

The Complete System is a service: you pay, then share a Drive folder of your case documents, and we build your recovery file from those materials.

4. Recovery War-Room (₹24,999) — Premium Service

The War-Room is a done-for-you agency placement service with significant preparation on our side prior to any introduction.

5. How to Request a Refund

Email santosh@therecoveryfile.com with subject line: "Refund Request — [Product Name] — [Your Name]". Include your payment confirmation number or Razorpay transaction ID. We aim to respond within 2 business days and process eligible refunds within 7 business days via your original payment method.

6. Payment Gateway Disputes

We ask that you contact us before raising a dispute with your bank or payment provider. Most issues can be resolved directly and quickly. Chargebacks initiated without prior contact may result in your case being escalated to Razorpay's dispute resolution process, which takes longer and may affect your ability to purchase from us in future.

7. Contact

santosh@therecoveryfile.com  ·  Satori Consulting, Baner, Pune, Maharashtra, India